Favorite                       Points		Underdog

Kansas City			1.0		MIAMI

The Chiefs are on a roll

JACKSONVILLE			10.5		Houston

David Garrard has been a big lift to the Jaguars

San Diego                       1.5		CINCINATTI

L.T. will be too much to handle

ATLANTA				8		Cleveland

The Falcons will rebound against the Browns

Baltimore			7		TENNESSEE

The Ravens’ defense may cover this spread

INDIANAPOLIS			12.5		Buffalo

It’s scary to think what that Colts’ offense is going to do to the Bills

PHIADELPHIA			7		Washington

The Eagles are struggling on offense

MINNESOTA			5.5		Green Bay

The Vikings are solid at home

NEW ENGLAND			10.5		N.Y. Jets

The Patriots are out for blood

DETROIT				6		San Francisco 

I like Detroit’s defense in this one

Denver				9		OAKLAND

The Broncos are too strong on both sides of the ball

New Orleans			4		PITTSBURGH

Too many points to give up to a Steelers’ team at home

SEATTLE				3.5		St. Louis

The Rams are healthier

Dallas				7		ARIZONA

The Cardinals will keep it close

N.Y. Giants			2.5		Chicago

The Giants are banged up on defense

CAROLINA			9.5		Tampa Bay

The Panthers have a lot to make up for

Home teams in capital letters

• Tony's picks in boldface.
• Tony’s Record: 63-65